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 CHRISM MASS 2019

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Call to Continuing Conversion and Rite of Election 2019

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May 19, 2019

May 5, 2019

April 21, 2019 Easter Sunday

 

 

    The Dead Sea Scrolls series

 

   St. Nicholas School, Kinsley, Advent Cantata, Dec. 7, 2008

 

   

 

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In bill veto, Oklahoma takes a stand against loan sharks

Oklahoma City, Okla., May 9, 2017 / 05:10 pm (CNA/EWTN News).- The governor of Oklahoma vetoed a bill that would have drastically increased the interest rates of payday loans, joining the fight of the bishops around the country who have pushed back on similar legislation.

“House Bill 1913 adds yet another level of high interest borrowing without terminating or restricting access to existing payday loan products,” Governor Mary Fallin said in her veto statement last week.

The bill was vetoed May 5, with Fallin voicing her concern that the loans created by the bill would be “more expensive than the current loan options.”

Bishops throughout the U.S. have decried the use of payday loans, and have backed legislation which would restrict the effect these loans on have on the borrowers – communities who are often targeted for their lack of education and immediate need. Catholic Charities has even opened organizations which may assist those in need or struggling with high interest loans.

Payday loans are a small amount of money with a high interest level. Often times these loans are taken out for situations such emergency doctor appointments or car troubles. The name of payday loans derives from the understanding that the loan would be paid back within the next paycheck, but the high interest rates usually suffocate the costumer who is struggling to make ends meet.

Payday loans have led people into a circular trap in which they can only pay the high monthly interest or roll over fees continue to add up and become unmanageable.

HB 1913 would mean that loan companies could increase the monthly interest rate to 17 percent, which is three to four times greater than Oklahoma's current laws. The annual percentage rate would be about 204.

According to OKpolicy.org, in 2014 nearly 950,000 dollars was taken out in payday loans and 1.2 million in “B” loans, averaging 77 loans per 100 Oklahoman adults.

Bishops and Catholic leaders throughout the U.S. have fought similar legislation like HB 1913 and backed bills that restrict loan sharks.

Regulations have been passed in order to limit the amount of times lenders are allowed to charge borrower’s fees or how many times loan companies can access a person’s bank account before overdraft fees stack up. Legislation has also been passed that enforced lenders to evaluate whether the borrower has sufficient means to pay back the loans.

These loans will affect people in the middle-class, but they are well known to be marketed towards people who may not understand the full consequences.

In a 2015 interview with The Dallas Morning News, the pastor of St. Joseph Catholic Parish in Arlington said “it seems that every week another member of my parish tells me a horror story about one of these loans. They debilitate our families. People take out loans without fully understanding the terms.”

The Texas Catholic Conference analyzed the situation across the state, talking to both lenders and borrowers. Jennifer Allmon, associate director of the Texas Catholic Conference, said that the stores were located in areas where a loan may be more attractive or that the lenders misled borrowers with misinformation.

She said the contracts will often only be in English, but advertising and conversation in the shop would be conducted in Spanish “so oftentimes the borrower has no idea what they're signing,” and the interest rate would be significantly hirer than what the borrower had expected.

The Kansas Loan Pool Project, in a partnership with Sunflower Bank, has assisted over 120 people who have struggled under predatory debt, and $80,000 has been refinanced since its establishment in 2013. The program provides the borrower with a more traditional loan in order to cover the payday loan. Then they will help the person develop the financial skills to budget to pay back the lower interest loan.

Catholic Charities in Kansas has also begun a program in order to provide small, low interest loans, with a maximum of a $1000, so that people who do have an immediate need are able to receive the proper funding.

 

Past Issues

April 7, 2019

March 24, 2019

March 10, 2019

Feb. 24, 2019

Feb. 10, 2019

Jan. 27, 2019

Jan. 13, 2019

Dec. 23, 2018

Dec. 9, 2018

Nov. 25, 2018

Nov. 11, 2018

Oct. 28, 2018

Oct. 14, 2018

Sept. 16, 2018

KEYWORDS, PHRASES: 2018 Golf Classic; student athletes; physically challenged; Leonard Stegman; Lesson in forgiveness; Sending us on a mission

Sept. 2, 2018

KEYWORDS, PHRASES: Priest crisis; Scandal; Opioid addictions; Seeds of Suicide; Leightons; St. Anne; Vincke; seminarians; Dominican Sisters; Stewardship Conference; Dead Sea Scrolls; PSR programs; Roe V. Wade

 

August 12, 2018

KEYWORDS, PHRASES: Prayer and Action; Totus Tuus; Janee Bernal; Diana Ramirez; Heidy Ramirez; Bishop Gilmore honored for 20 years ministry; suicide; contraception and abortion; Dead Sea Scrolls; Humanae Vitae; certification in youth ministry; Chuck Weber; Cathedral rectory chapel; Sister Viola Heichelbech; Adam Urban

July 15, 2018

KEYWORDS, PHRASES: Immigration Protest/Rally; Faith and Light Fiesta; Seeing the Dead Sea Scrolls; Corpus Christi procession; Prayers for priests; Sisters turn 100; Michael Brungardt; Gerald Vincke; Massacre in San Salvador; Action for Alex 

 

June 3, 2018

KEYWORDS, PHRASES: Parish Pray for Priestly Vocations; Appeal reaches $10 million; Gangs; Seminarians; Pam Willis; Why I like being a priest; Happy Father's Day; Patricia Lujan; Tyler and Rachel Bennett; Adoption Protection Act.

May 20, 2018
KEYWORDS, PHRASES: Track meet; Beloved Sinners; Benjamin Martin retires; Smiles; Future of Fortune Telling; Hoisington mission; DofI; Getting Equipped; Spring Social; First Communion; Confirmation
KEYWORDS, PHRASES: Track meet; Beloved Sinners; Benjamin Martin retires; Smiles; Future of Fortune Telling; Hoisington mission; DofI; Getting Equipped; Spring Social; First Communion; Confirmation

May 6, 2018

KEYWORDS, PHRASES: Archbishop Romero; Seeing, Touching, Tasting; Exhortation; Father Patrick Conroy; Happy Mother's Day; A child on your doorstep; Vibrant Ministries Grant; From the heart of a young father; Love Gives Life; Roman Holiday; Smartphone; retirement
Fossil Hunting

 

April 15, 2018

 KEYWORDS, PHRASES: Easter Vigil; Angelica Village; Colorado woman; The art of anger; Cimarron Couple; Staats; Adoption; 

Father Ultan Murphy anniversary; Coughlan; Spiritual Advisor to Hoodlums; Woman of Courage; Oration contest; Darcy Feist  

 

April 1, 2018

 

 KEYWORDS, PHRASES: Defending Adoption; Led by the Spirit; Knights; ABC Pregnancy Center;
Memorial of Mary; Homeless; Relics; Down syndrome abortion; Chrism Mass

 

March 18, 2018

KEYWORDS, PHRASES: SKYAC; Aleksandr Men; Fasting for Priestly Vocations; Uganda; School for deaf; Rannah Evetts; Oberle; Rachel and Doug Trombley; Oscar Romero; Paul VI; DACA

 

 

March 4, 2018

KEYWORDS, PHRASES: Fasting for priestly vocations; Father Juan; Fasting and prayer;
Quest Weekend 2018; DACA; With God, anything is possible; Homelessness in our communities; Rhubarb, Kansas;
What's the point of fasting; Rite of Election; same-sex couples

 

Feb. 18, 2018

KEYWORDS, PHRASES: Catholic Schools Week; Rachel Doll; Ellinwood; Great Bend; Garden City; Ness City; Dodge City; Sister Rita Schwarzenberger; Nigeria; Bishop Hermes; Fasting for Priestly Vocations; World Day for Consecrated Life; 50th Anniversary St. Dominic School; What will life be like in 50 years?

 

 

Feb. 4, 2018

 

KEYWORDS, PHRASES: March for Life; Tracy and Ross Smith; Adoption; Vibrant Ministries; Faith and Light;
Pro-Life; Mortal sin to discard elderly; DACA; Abortion; Dreamers; Human Trafficking

 

Jan. 21, 2018

 KEYWORDS, PHRASES: Louise Korbe; Anne Frank; Miep Gies; Home Heat; Father Solanus

 

Jan. 7, 2018

KEYWORDS, PHRASES: Good news and kingdom living; dreamers; Sister Teresa Orozco; Infant Adoption; Elderly; a moral conundrum; seminarian; feast of Our Lady of Guadalupe

 

 

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